• Austin Wealth Management

    • Financial Planning & Investments
    21840 New Hampshire Ave.
    Brookeville, MD 20833
    (301) 774-0670
    (877) 512-8257
    (800) 492-6070 (fax)
    Hours:
    M-F 9:00 am - 5:00 pm
    • About

      What We Do and How We Do it:
      As fee-based advisers, when engaged to do so, we (in consultation with your legal and accounting professionals) follow the traditional financial planning protocol:
      Establish goals and objectives
      Risk Management (Insurance)
      Investment Planning
      Income Tax Planning
      Retirement Planning
      Estate Planning
      However, what we do best and do most is Step 3 (Investment Planning).
      In the Investment Planning Process we seek to design (or redesign) elegantly predictable portfolios which potentially obtain higher after-tax returns with less risk using modern portfolio theory (MPT), expense control and tax efficiency.
      Our goal is to structure (or restructure) your portfolio to obtain an optimal balance between risk and reward. We diversify your exposure to various asset classes to, hopefully, align your portfolio on an optimal (theoretical) efficient frontier.
      Our process is based, in part, upon the works of Nobel Laureates, Harry Markowitz, Merton Miller and William Sharpe. We also invest globally, in proportions which more closely mirror the world's capital markets.
      The steps we take in designing portfolios are:
      Assess your risk/reward tolerance and time horizon limitations
      Create an Investment Policy Statement
      Create an Asset Allocation Model based upon items 1&2
      Compare your existing portfolio to the targeted portfolio (using MPT tools).
      Collect and record tax basis information
      Research and review your existing holdings and make recommendations
      Over time, in a tax-sensitive manner, rebalance the portfolio to attain the targeted allocation. (Caveat: see Austin’s Principle No 7)
      Conduct quarterly reviews
      Rebalance the portfolio over time, as needed
      Conduct broad annual reviews (in person, when feasible)

      There is no assurance that these objectives will be met but we have had great success, thus far.

      Securities and advisory services offered through Cetera Advisor Networks, LLC, member FINRA, SIPC, which is not affiliated with any other entity appearing on this web site.
      Austin Wealth Management, LLC and Cetera Advisor Networks, LLC are not affiliated.


      Due to various state regulations and registration requirements concerning the dissemination of information regarding investment products and services, we are currently required to limit access of the following pages to individuals residing in states where we are currently registered. A Broker/Dealer, Registered Investment Adviser, Registered Representative or Investment Adviser Representative may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if they are excluded or exempted from the states Broker/Dealer, Registered Investment Adviser, or Registered Representative or Investment Adviser Representative requirements, as the case may be; and follow-up, individualized responses to consumers in a particular state by Broker/Dealer, Registered Investment Adviser, Registered Representative or Investment Adviser Representative that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the states Broker/Dealer, Registered Investment Adviser, Registered Representative or Investment Adviser Representative requirements, or pursuant to an applicable state exemption or exclusion.

      For information concerning the license status or disciplinary history of a Broker/Dealer, Registered Investment Adviser, Registered Representative, or Investment Adviser Representative, a consumer should contact his or her stated securities law administrator.


      Investment products and services from this representative(s) available only to residents of Arizona (AZ), California (CA), Florida (FL), Maryland (MD), New York (NY), South Carolina (SC), Virginia (VA), Washington DC (DC).

      Fee-based investment advisory services from this representative(s) available only to residents of Arizona (AZ), California (CA), Florida (FL), Maryland (MD), New York (NY), South Carolina (SC), Virginia (VA), Washington DC (DC).


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      Supervisory Office:
      Rick Paciejewski, Cetera Advisor Networks, LLC 12934 Harbor Drive Suite 112 Lake Ridge, VA 22192
      703 499-9033 (fax) 703 499-9344 email: paciejewskir@financialnetwork.com
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    • Whom to Contact

      • John Austin
        Registered Principal and Investment Adviser Repres
        Phone: (301) 774-0670
        Fax: (800) 492-6070
    • Directions

      7/10 of a mile East of Route 97 on Route 650